CategoryFinance and Business

Evaluating, Financing, and Starting Your Farm

Over the past several years the United States has seen an increase in people’s interest in “back to the land” lifestyles and businesses. We see evidence of this in products boasting “green” or “eco-friendliness” for added value and tiny homes are the new design rage. As a result there are a variety of opportunities for entrepreneurs capture this niche market.

Starting a farm business is a great way to create a new source of income and live a particular style of life. Some of these farming entrepreneurs may be starting from nothing, while others may be transitioning to farming as another career choice. Those shifting careers may already own land and need help developing a plan that works with their property and goals. Those without land will have the added challenge of finding and purchasing (or leasing) land. Once land is found; determining what to grow and how to sell it are the next steps in starting and growing your farm.

The first step in evaluating your farming prospects is to identify personal and group goals. These goals can include knowing ones desired work schedule, is this a full time operation or a part time hobby. Another goal is determining how much money your farm needs to mark. As you are getting started with these goals and reasons for farming, take time to write them down, this will be the first draft of your business plan.

Once thought has been put into developing goals and reasons for a farming business, it is time to evaluate resources. Resources can include finances, experience, land, facilities, contacts and marketing techniques. These available resources may limit or even determine your enterprising opportunities. Make a list of these identified resources, how they can be obtained or provided, and possibly the importance or reliability level of specific resources. Keep this list with your draft of goals to continue building the business plan.

After defining goals and resources available, it is time to evaluate the market. Before choosing a market to focus on, one needs to consider location and types of products or resources the land can realistically provide. Keep in mind the farm should be the center of the business, but it will need to be structured in such to add value through other means. Research local farm tours, community supported agriculture programs, farmer’s markets, and local food distributors in order to better gauge market possibilities.

Now that goals, resources, and market research have been explored one can start to brainstorm what products and services can be offered. The Alternative Farming Information Center has a list of agricultural resources to consider, such as field crops, fruit and nuts, livestock, horticulture, farm and home services, and on-farm processing. Comparing the AFIC list to the business plan can help entrepreneurs choose where to get started and how to prepare for added value in the future. As one is looking at which fields to focus on, it is important to always evaluate the resources needed for the specific venture and the risk associated with them.

Marketing is another important factor to consider in the start-up stages and to define in a business plan. Marketing can take many forms and will be determined by the specific farm’s location, product, services, and personality. The Appalachian Sustainable Agriculture Program has marketing assessments available for farmers.

Financing is directly connected to setting goals, writing business plan, keeping records, access to land, equipment, seeds, and other materials. As one goes through developing goals, resources, and marketing options, finances must be constantly re evaluated. Even individuals who start with access to land and equipment rely on efficient financial management. Options for financing include traditional lenders, commercial banks, loans, state agricultural development programs, grants, personal savings, and friends or family. It is important to demonstrate good financial management, especially during the farms start up. Watching cost expenditures and minimizing financial risk is a continuous process through the farm’s business life cycle. Create a good plan that shows evidence of the farm cover expenses required, if needed, re-create your business plan before implementing actions that may be harmful in the business future.

Farming is a rewarding lifestyle and job occupation, however, like most entrepreneurial endeavors, come with inherent risks. When evaluating the decision to start a farm the first step is to identify your personal lifestyle goals and what is realistic to expect from the indented farmland. Second, research and develop the products and enterprise options that work with available resources. Documentation of these steps and processes will be the foundation for business plans and you will more familiar with tools, systems and processes with which one would need to be familiar in order start, operate, and grow a farm business.

Increase Your Finances and Keep Your Future Growing

Smarten up, sit up and pay attention! Are you under threat of redundancy? Are your work hours under review? Or are you simply in need of a financial boost? Don’t get bogged down in the latest round of doom and gloom on the financial fronts. You can get a head start. Learn to Increase Your Finances and Keep Your Future Growing.

Is there something that you can do that will enable you to break free from dependency on your local employment options? Can you learn to do things differently and even go against the money trends in your part of the world and come out on top? How is it possible? It won’t be simple and hard work is required, but thousands across the world are already discovering that they can be their own boss, dictate their own work patterns, recreate a better family life and still prosper! Would you like to know how they do it?

Perhaps you are already looking for extra income. Have you compared opportunities within the franchises or multi-level marketing company opportunities and wondering if this is for you? It might well be, but have you really considered the idea of having multiple streams of income? An example of that would be paid employment, running your own MLM business as well as being an affiliate marketer. (You can read a short guide entitled “Affiliate Marketing – a Guide for Newbies, which gives the bare bones if you are unfamiliar with this).

Affiliates are internet business marketers who have been given the potential to earn unlimited income by understanding how the internet is used and tapping into the global markets. There are currently over 2 billion users worldwide and that number is set to rise as more and more people come online. Many people have discovered a way to harness the amazing variety of technology available on the internet and make it work for them.

The good news is that you don’t have to be left behind. You don’t have to have all your eggs in one work basket – just in case yours gets dropped! If the worst thing happens to you and you get made redundant or have your working hours reduced, you will already have businesses up and running that have been steadily growing to cushion the impact. Now really would be a good time to prepare and plan ahead in terms of work and finances. Don’t just sit around and wait for the inevitable to happen to you. You won’t get rich overnight, but with learning a new set of skills and good mentoring, you can be taught how to use the internet efficiently and outsmart trends and prosper even in the most difficult of financial climates.

Business Growth With Laboratory Equipment, Financing and Leasing

The advances of science have ensured the general progress and prosperity of human lives all over the world. Ancient civilizations like the Greeks and the Shamans strove after the same idyll but it is yet to be realized. We are certainly on the pathway to it though. The advances in medical science have given treatment a new acceleration.

Unique, new and ultramodern instruments are now being used in case of patient treatment. However, due to the high costs of these instruments, it often becomes essential that these are availed through some type of financing. This is the aim of laboratory equipment financing, and with the aid of several laboratory equipment, it becomes all the more easy to detect complex disease and diagnose them. Diagnosis opens the path up for further treatment and cure of the same.

Among several types of laboratory equipment, the following are most important:

– Analytical Instrument: Any medical institute uses this instrument for detection of pathological ailments. It gives correct results in much less time and allows for quick initiation of treatment. However, its higher costs have made it necessary to use financing to avail it.

– Dental Laboratory Equipment: Recent developments in dental science have acted as a spur to these modern instruments. These may include latest cavity-filling techniques and entire oral cavity imaging. But theses are also costly and need adequate financing in order to be availed.

– Common Pathological Instruments: These might include the X-ray or the CT scan machines which are an indispensable part of modern medicine. These instruments, though relatively simpler ones have rising costs that can hardly be afforded by an individual without financing.

– Other Instruments: The list is indeed too long to be catalogued here, but the more common forms of other instruments are hereby indicated. These may include endoscope, ultrasound equipment, oxygen tanks, optometry equipment, orthopedic equipment, etc. All of them are very costly and therefore, they need to be adequately financed so that they can be used for treatment. The object of equipment financing is to secure just this.

The costs of laboratory equipment have increased radically over the years. Fast improvement of technology, changing needs of the day and rising prices can be cited as some of the reasons for the same. Under these circumstances, financing is necessary for this equipment so that they can be allowed for public use. Any pathological laboratory would be in the need of this equipment, and the only plausible answer to the high costs seem to be financing and leasing options.

How to apply for financial help? There are certain reliable companies with ample experience in laboratory equipment leasing. Simple applications can be made even online. These companies are considerate enough the needs of the many patients and they allow for faster approval of these loans at low rates of interest. The manifold benefits that these companies offer has made it easier for most professional and companies to obtain equipment from them.

Online Accounting Software For Personal and Business Success

You may have heard about the latest wave of trend in accounting, moving to online based accounting software. While some of the existing software can adequately cope with your needs, some of the online features may be worth considering if your business is changing or outgrowing the traditional desktop based software.

Make bookkeeping, cost less, take less time and more fun

The new era of online accounting software packages have been described as faster and easier to input. The main reason for this is new interfacing with banks enabling a bank feed of your relevant bank statements directly into the accounting software. This saves time and money compared to old manual bank statement reconciling or even input from electronic transaction files. Many of the online software can remember and automatically suggest where to code the transaction if they look the same as a past transaction. Imagine all tradesman, quickly coding a regular expense such as petrol automatically.

I also like the new fresh dashboard feel which enable you to track your key accounts such as sales, bank or expenses accounts. This can be customized to what you need to see quickly all the time, like account receivables and payable.

What is great is that this can now be adapted to personal finance and not just business accounting. So an individual knows more about his finances than what salary they earn. Instead they know all their income and expenditures. Most importantly they have fun seeing their net worth grow on their personal net worth balance sheet. To me, this is an easy way to link your personal goals to an easy measurable personal accounting system.

Have up to date information all year

Accountants are seeing the need to give business and individuals relevant financial information. It makes sense that while you are doing this you are also gradually taking take of the end of year tax return and gst requirements at the same time. Many are now offering fixed price accounting packages which incorporates subscription to your online accounting software, regular reporting, business coaching end of year payroll returns annual ASIC return, gst returns and tax returns.

When you provide regular financial information businesses are able to have all the information to make managing their businesses more informed. Some provide this service and also update clients on how gst and tax liabilities are going throughout the year so there are no surprises.

Small business online accounting software will help you run your company by keeping track of your sales & expenses. It will automatically give you a wide range of analysis and reports. This information is critical to the success of any large or small business. The online accounting software will also let you create and manage invoices using professional templates. This will make it easy to have the bill in your client’s hands in no time and all online.

Work from anywhere with internet, flexibility for you and life balance of staff

The great thing about online personal finance software is you and permitted staff can work from anywhere and have access to your data. You can set up user to read only say your bank manager, have full access bookkeeper and accountant access too. Accountants love online software as they receive the end of year transactions in data format which are easy to upload into their financial software. Handing over the end of year financial records is made very easy with online accounting software as the source of the accounting file is shared by you, your staff, your bank manager and accountant all from the same place, the internet – anywhere and at any time.

You do not need to worry about your hard drive crashing, losing any data or having it stolen when you are not there. Your information is being stored on multiple high-security servers so anywhere you can access the internet you will have access to your finance software.

Get Your Short Film Financed and Earn From It!

We’ve discovered what might be the most exciting short filmmaking financing secret, and the best thing is that very few filmmakers will be using it. I wanted to share it with you to help you raise funds for your projects.

Local Businesses, and particularly those in highly competitive markets are always seeking to improve their balance sheets and exposure. The bad news? You’ll have to think commercially and offer them something that really excites them as proposal and allows them to earn from it. The good news, is that if done right it can seriously be a good solid, consistent source of financing and exposure.

If we’re truly to make money out of short films, and help our client to make money, we need to make sure we approach the right types of local businesses. I think there are four main traits that the ‘right’ type of business will have.

The next step is market research. You’ll need to have a pretty good idea of the business before you can approach them. Some searches online will help you, and normally the company will publicise their affiliate program on the footer of their website.

By now you should have looked into the detail of the company and made sure they’re the right company to approach. The next step is to get a great idea of the brand values and develop a strong creative idea. The pitch should include other movies you’ve made as well as a strong idea presentation. After all we’re after financing and the pitch needs to be a commercial pitch.

And here’s where it gets clever. Since they’ve got a mailing list this gives you the chance to go viral.

Make the short film. Sign up for the affiliate program. Post the video on YouTube. Make sure you include your hyperlink going to the affiliate program in the description to the video, this way it is possible to track how many clicks and sign ups have occurred.

Now, of course we need to get people to watch the film. So what’s the trick? By setting up your account on You Tube, and posting the film, it is then possible to promote it to the mailing list that the company has. Ask them to leave comments. Comments mean that the video is popular and You Tube recognises this as a sign that people are engaging in the movie..

And here’s what happens: Your movie gets seen by significant numbers of people viewing it and a lot of clicks on your link in the description.

There’s a little more to it of course to boost everything even further. When selecting your title make sure you choose keywords that associate it with other popular videos on You Tube and in addition, and do the same thing for the tags. This means that the film appears in the ‘related videos’ section on the right hand side, and means that your film can be found by other people watching popular videos.

Business Cash Advance – The Easy Way to Finance Your Business

Running your own business is always a challenging job and the challenge becomes even more difficult when there is a fund crisis. Every business, small or big has experienced this situation where you need immediate financing to support your daily business activities and you are running short on cash. So what are the solutions?

While effective working capital management can reduce the occurrence of such situations, it is more than likely that businesses will still have need for funds, may it be to meet the recurring expenses, buy capital equipments or to expand the existing business.

Business owners has traditionally being dependent on business loans to meet such fund requirements, however, business loans are probably the worst type of liabilities that any entrepreneur would like to shoulder. They would require a collateral, a high rate of interest and fixed payment terms – business owners often risk losing their assets that they put as collateral in case they fail to make timely payments. With all these issues making business loans a negative option for entrepreneurs sets them on a hunt for a better finance option. Business cash advance is just that!

Business cash advance is one of the most popular financing methods for businesses. Cash advance providers would buy a predetermined number of Visa and Master card receipts from business owners and provide them with business cash advance in lieu of those receipts. The amount that the seller receives is not a loan and it is a cash advance paid against the Master and Visa card receipts and is paid back through the merchant account. The borrower need not repay the amount personally.

Unsecured business cash advances are available and the business owner would not require any collateral to get an unsecured cash advance. Also the borrower is not personally liable to repay the business cash advance. The business owner can sell his future credit card receipts at a discounted rate to avail a business cash advance. This is very much similar to Factoring, except for the fact that in factoring business-to-business invoices are discounted where as in this case your credit card receivables are factored.

There are no fixed payment schedules for a business cash advance and only the credit card sales receipts are used for repayment of a business cash advance. All other payments received through cash, check or other credit cards are left with the borrower. This ensures that he has sufficient funds to run his business while the cash advance also gets repaid through the Visa and Master card receipts.

Not only is Business cash advance an easier finance solution from repayment perspective but also it is easier to get. The general criteria required to qualify for a business cash advance are:

  • The business must accept Visa or Master Card as a mode of payment
  • The business must process a payment of $1500 or more in a month
  • The business should have been there for at least 2 years.
  • Credit card statement and bank statements for 3 month for seasonal business and 12 months statement for non-seasonal business should be available.

Most business cash advance companies would have similar conditions probably with some modifications here and there. These makes it easy for any business that accepts payments through credit cards to qualify for a business cash advance.

With this easy to get and easy to repay options, business cash advance has been the finance of choice for most business owners and especially small business owners are taking the maximum benefit of from business cash advance. If you are a small business owner, act now and get a business cash advance to take your business to the next level.

This article is written by Ray Smith, a marketing expert with years of experience in different industries and specialized knowledge on branding and Internet marketing.

Film Financing and Carnival Sideshows to Attract Movie Investors

Film financing and carnival sideshows to attract movie investors are an interesting part of the entertainment business for me as an indie filmmaker and producer. I am keenly aware that an independent project without star power needs a hook to appeal to movie investors that are willing to finance a film. In my experience it has felt like a creative striptease on stage. All you can do is put the best features of your film forward to entice movie investors to green light funding for your show.

Carnival and circus sideshows run by promotional visionaries grab the attention of people with colorful artwork and one hell of a great pitch to the crowd. Their purpose is to get paying customers to see the show. It is a subtle seduction that plays out in a very short period of time. Film financing and pitch meetings take longer, but in my opinion share the same attitude. If movie investors are not visually and verbally excited by a film project they will pass on it. When you are pitching for funding you are on stage as the star of your own creative film-making sideshow.

The Internet and social networking has changed how film financing can be approached. Websites, blogs, and social network accounts can be used to attract attention to a film at any stage of development that needs money to be completed. I deal with private investors more used to traditional business deals. Investing in a movie is something new for them, but they still always ask for a prospectus on how the end product will be distributed, and where the revenue will be generated from.

A detailed prospectus is the main backbone of the film financing packages I present. The selling points included outside of the numbers are the artwork, screenplay, and a visually powerful movie trailer. A signed actor letter of intent is always a big boost to attract film backers, but can lead to a Catch-22 situation. Managers and agents of talent often want to know funding is already in place, but movie investors want to know talent is in place. It’s a funny situation to me. One side wants their client to be paid for a role and the other side wants to pay them to appear in the project, but either side rarely wants to be the first to say okay.

I can only speak from my own personal indie filmmaker and producer point of view. There are talent managers, and agents that do like a script enough to have an actor sign an actor letter of intent to attract executive producers. The actor can call the shots when they read a script that motivates them to do a film. Indie projects are a tougher sell, but if the screenplay and role are hot it makes marketing sense for an actor to star in an independently driven production. One key actor or celebrity can get a movie funded by attaching their name.

The bright side from past experience is that many people are interested in the entertainment business at any level. Culture has created celebrities from reality shows, infomercials, and viral videos. That is great for indie filmmakers and producers because this means they are in the right industry with a product that has mass appeal. The world constantly craves entertainment and you want to be able to deliver it with the backing of film investors.

A recent film financing package for a feature Slice of Americana Films wants to make led to a couple of pitch meetings with the same interested party. I am always glad to learn each pitch meeting. The potential investor is a real estate developer that specializes in storage facilities and RV parking. Totally unrelated to the entertainment business, but they love movies. The first meeting was awkward over a scheduling issue that had happened and the vibe was not there to really talk about the movie. The second pitch meeting about the film I definitely knew I was on stage to perform for the room.

The prospectus was solid thanks to a family friend that prepares them. I was a little tense because this movie has been a real passion project for me and there is no way it can be shot in-house. There are too many action scenes that require a few steps up when it comes to a good working budget that has the money to make it happen. The title “Stash Spot” was immediately not working for the room. In my creative heart I knew the title was too narrow in market appeal. I have not been able to come up with a new title yet.

Next jab from the room to paraphrase is, “The script is great, but can you make some changes?” This was coming off a past deal that fell through where against better judgment I did a rewrite on spec with visions of film financing going through my head. I will never do that again. Being on stage I knew I had to ask what changes. Basically, the room wanted Beto and Roxanne Azul to last longer than where I had written their demise in the screenplay.

This was not the first time I have had this feedback on the “Stash Spot” screenplay. I made a mental note to go back and really look at the thread in the script. Boom! When they asked me to visually describe a few of the scenes they liked I was cool with it. They handed me the script with their notes and I pitched as a director on how I visually saw the scenes being shown in the final cut. This is where it can get slippery. Investors do not want to throw money away. They want you to be creative, but not to a point where you can’t deliver a movie because you’re too anal.

I love worst case scenario questions in pitch meetings. “Halfway through the project you are over budget and behind schedule. What do you do to fix the problem?” Real estate developers hate delays and want solutions, not excuses. Only answer for me came from being honest. I would not ask for any more money than what was budgeted and ramp up my pace to get the movie done. Saving takes on scenes is not as hard as it sounds when you know what scenes you really want to nail. Every shot sheet I work off has select scenes that I save takes for during shooting by limiting takes on other scenes.

Now I will play the waiting game on hearing back. Film financing and pitch meeting circus sideshows to attract movie investors are an interesting part of the entertainment business that I continue to learn from. Next time I am hiring mimes to act out scenes. Novelty approach I want to explore. This is indie filmmaker and producer Sid Kali typing smash cut until the next time.

Finance and Accounting Outsourcing Going Strong

Due to the growing economic instability and decline in profit margins in most industries around the world, the management strategies of companies are now solely focusing on increasing efficiency and on generating significant cost savings. Business process outsourcing as a strategic tool has been accepted as one of the most effective means to achieve these twin goals. Most companies now consider finance and accounting outsourcing as an important part of their outsourcing strategy. Some recent studies and surveys highlight the following:
• An independent survey estimated that Software and Services export revenues expected to grow over 16-17% to reach USD 62 billion by FY 11 with FAO being the second largest area of outsourcing
• The Finance and Accounting Outsourcing (FAO) market in 2010 is expected to resume a growth trajectory more similar to pre-recessionary levels, moving towards 20 percent and reach nearly US$3.7 million in annual contract volume (ACV)

Common Activities outsourced in Accounting
The most common activities in this area include:
• Record to Report (e.g., general accounting and reporting, forecasting and planning, banking)

While cost reduction would remain the primary driver for finance and accounting outsourcing, a study suggests that global finance executives also appreciate the ability to gain sharper focus on core competencies. Thirty-two percent of the respondents said outsourcing was instrumental in increasing the business productivity of the finance staff and allowed their organizations to access best-of-breed talent and technology.

Some of the key benefits of outsourcing are as follows:

• Cost savings-Outsourcing reduces staffing costs by 30 to 70%, reducing the overall net processing costs by 20 to 50%. Good accounting firms are equipped with state-of-the-art infrastructure, innovative technology and professional expertise to handle custom projects in their branch of specialization. As a result, you are not only saved from making costly investment, but also get the benefit of professional expertise at a price most of the developed countries cannot offer
• Greater leverage-Buyers have access to supplier leverage gained from infrastructure sharing and process consolidation
• Improved reporting-Outsourcing could also improve service delivery, enhance process accuracy and increase the speed of reporting
• Achieve strategic business value- According to a recent study, half of the total respondents indicated that FAO is viewed as a tool to address both operational and strategic F&A needs

Buyers generally achieve the benefits they seek from their FAO implementation, particularly relative to reducing cost and using savings to fund F&A transformation efforts

The role of outsourcing in driving profitability has increased significantly in the current economic scenario. Organizations that adapt outsourcing will not only lower their operating costs but gain significant competitive advantage within their industry.

Find the Best Financing Solutions, Merchant Banking Services, and Business Support

Financing Solutions, Merchant Banking Services, and business support are three key things that you will need to help you start your new business. You will need advice and you will need the financial services that they can provide to help you succeed. You must know why are these things crucial to your new business in order to prosper.

As a new business, you will need to have the ability to provide as many payment options to your customers as possible. You will want to be able to accept checks, credit and debit cards, and gift or smart cards to increase your revenue. But, you will also want to be able to accept these payment methods safely and securely. You must also benefit from the financial advice that merchant banks can give you.

The industry your business is in will determine the kind of merchant you will choose. You will want to check potential merchant websites to see what they offer in terms of specialized services for your industry. Many do offer a wide range of payment processing options tailored to the industries they serve. Match your own business needs to the merchant that offers the most for your industry for the best start possible.

Each of the standard industry specializations needs a different kind of merchant services. Industries such as restaurants, retails stores, hair salons, mail order businesses and online retailers each take payments in different ways. They need to find the most ways to take payments securely in the most ways possible to help grow their business.

Your business will most likely be included in one of the standard industries. You can check for merchant services that offer the most help with common payment solutions for your particular business. You may need point of sale payment terminals to accept credit or debit cards. You may want to be able to accept gift and incentive cards. You may need to process mobile commerce or Internet payments. Good merchant services will allow you to find what you need at competitive pricing, and will keep you educated and current with the newest technology and products for your industry.

Not only will you need a wide range of payment processing options, but much benefit will come from financial activity reporting for the methods you choose. Your merchant services should provide these things. You should also expect good advice for lowering your overall costs of acceptance for the payment types you use.

You may find that your merchant service will provide a client manager assigned to you to help manage your accounts. You may be able to consolidate accounts from several banks into one merchant bank. Having the financial expertise that comes with this is very valuable and may be a path you should consider.

Education concerning risk reduction and data security is a crucial part of what merchant services will offer you. As businesses expand from local to global markets, the latest news and data security alerts become essential. It will be helpful to find the service that includes ongoing information about how to conduct financial transactions securely. You should also want to learn as much as possible about data security standards. These are key components to any excellent merchant service that you should consider as your financial partner.

Financing Solutions, Merchant Banking Services, and business support are crucial elements to your new business. Look for the most resources offered when considering which merchant will become your financial partner to ensure success. You want to have expert financial advice and experienced merchant services to help you succeed.

Growing Business With Dental Equipment Financing and Leasing Options

Dental equipment is a field that has benefited immensely from some of the most astounding technological advances. Most of the top dental clinics in the country use the benefits of digital technology on an everyday basis. But dental equipment has always been, and remains, very expensive. As a result, dental equipment financing or leasing has become a popular option for a number of leading dental clinics and research facilities.

But given the obvious advantages that all the new technology can provide, one often does make the decision to go in for the more expensive models in the catalog, seeing them as service improvement and business growth investments rather than as expenditures. And upgrading machinery is the right choice, too.

Many expenditures like dental X-ray machines, dentist’s tables, chair, account-management software, and other such servicing devices can be obtained on lease from firms that specialize in the field. And equipment leasing can cover many of the essentials of any dental practice. In fact, often it is a better option to lease more and more of your equipment, because these actions can help your credit rating in the long run, making subsequent purchases cheaper. It can also help open up unused lines of credit while maximizing credit benefits. Equipment leasing can also make a company purchase eligible for tax benefits-it increases one’s liabilities, thus reducing tax liability.

While leasing any piece of equipment, you must ensure before the deal is inked that the particular device is in perfect working order, because once the deal is signed one will have to pay for the equipment even if it doesn’t work. Most leases in the dental equipment leasing sector contain a clause about ‘fair market value’, which a lessee must understand well before he signs. The final calculation is a complicated process, so it is best to hire a lawyer or accountant who can take care of these issues. Dental equipment is very expensive, so it is generally better to lease equipment rather than buy it.